"A trusted partner in each member's financial life."

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Who Can Join SPCO?

SPCO Credit Union provides all the benefits of a member-owned financial institution to ALL who live, work, attend classes or gather regularly within 10 miles of any SPCO Credit Union location, all Union Pacific Railroad employees, and any employee of a graphics-related company in Harris County. Members of an employee’s immediate family are also eligible to join.

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Why Join SPCO?

Our mission at SPCO is to be the trusted partner in each member’s financial life. We are a full-service financial institution who is proud to offer a full range of services for all your financial needs. Whether it’s a loan, checking account, savings account, or if you’re ready to invest in your future, we want to help you meet all your financial goals!

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SPCO Credit Union will NEVER contact you to request your account number, social security number, password or credit card information. We have this information and should never need to ask you for it. Please read our tips to protect your identity.