Zero, Zilch, Zip, Nada on Balance Transfers

zero percent credit card

GET OUTSTANDING PURCHASING POWER WITH AN SPCO MASTERCARD®

  • No balance transfer fee
  • No annual fee
  • Competitive interest rates starting as low as 10.90% – 12.90% APR1
  • Generous credit limits
  • 25-day grace period3
  • Cash advances from ATMs worldwide
  • Low minimum payment
  • No over-the-limit fees
  • Emergency card replacement

TRANSFERRING A BALANCE IS EASY!

  • Access your SPCO MasterCard® account online at www.GoToMyCard.com to quickly transfer your other card balances and view your account information 24/7.
  • Or, contact us and we’ll be happy to help.
Apply Today

 

O% APR1 6-MONTH INTRODUCTORY BALANCE TRANSFER RATE2

1APR is Annual Percentage Rate. Rate quoted based on approved credit. 2Start now with a limited-time offer of 0% Annual Percentage Rate (APR) for 6 months. After then, your rate will change to the rate based on your credit at the time of approval. Rates and terms are subject to change without notice. Balance Transfers are processed in accordance with your Credit Card Agreement and are subject to credit availability. If you request a balance transfer to be made, you should not rely on a balance transfer to be made by any particular date. Although most balance transfers will be made sooner, it could take up to four weeks before payment to your other account is made. Accordingly, you should continue to make all required payments on your other accounts until you confirm that the balance transfer has been made. Balance transfers may not exceed your available credit. If you transfer a balance that contains a dispute with a creditor, you may lose certain dispute rights. When you transfer a balance, the amount transferred will be treated as a Cash. Please refer to your Credit Card Agreement to determine your Cash Annual Percentage Rate. In addition to periodic finance charges, balance transfers are not subject to an additional fee. There is no grace period for balance transfers. For specific information about the costs, please call 713-455-8586. 3Grace period on all purchases when your account is paid in full by the due date on your previous statement or there is no previous balance. Offer ends March 30, 2018.