Be Cool and Skip Your Loan Payment

skip your loan payment

All the cool kids want an extra cool holiday filled with shopping, entertaining, and traveling to see family and friends. If you have plans for an awesome holiday, make it happen with Holiday Skip-A-Pay. Just let us know the loan and month you’d like to skip and we’ll handle the rest. 


Don’t skip the holidays – Skip Your Loan Payment

Please click the link above to access our Skip-A-Pay Application. Complete the fillable PDF form, save, print, sign and return this form to SPCO Credit Union via fax, mail, or in person.


*$25 fee per loan. Subject to approval. Delinquent, Mortgage and MasterCard accounts are not eligible for Skips. You must be current on all loans and have a positive balance in your SPCO checking and savings. Interest will accrue and repayment term will be extended. All terms and conditions of the loan still apply. Loans with co-signers will require both signatures on the request form. You must have made 6 full monthly payments on your loan before using your first Skip-A-Pay and you may only Skip up to 2 months in a 12-month period.