Catch A Great Deal at SPCO

Were you pressured into closing at the dealership with high-rate financing? If so, it’s time to refinance and save at SPCO!

  1. Get up to $500 Cash Back1
  2. Rates as low as 5.75% APR2
  3. 90 Days No Payments3
  4. Lower Payment | Save Money
APPLY TODAY

1Current SPCO auto loans are NOT eligible for this refinance offer. Member must mention this promotion when applying for or closing their vehicle loan to be eligible to receive cash back. Up to $500 cash incentive equal to one percent (1%) of the vehicle loan balance financed at SPCOCU. 1% of a $20,000 loan amount is $200. Cash back bonus will be deposited into the members’ SPCO savings account at loan closing. You must be a member in good standing to qualify. Bonus is considered interest and may be reported to IRS Form 1099-INT. Please consult your tax advisor on any legal, tax, or financial issues related to your bonus or personal matters. 2APR=Annual Percentage Rate. Rates are based on creditworthiness and are subject to change without notice. Loan rates and terms are accurate as of 04/01/2023. The as low as 5.75% APR includes applicable discounts for various SPCO products and services. A fixed-rate loan for $20,000 based on a 5.75% APR paid over 60 months would have 60 monthly payments of $384.34. Rates are subject to change. 3Maximum no payments for 90 days available to qualifying members. Offer subject to change at any time and ends June 30, 2023.