at SPCO Credit Union – where you belong!

It takes just $25 to open a savings account and establish your membership, which gives you access to all of our affordable solutions.


Services Available
• Savings
• Free Checking
• CDs & IRAs
• Auto, Home and Personal Loans
• Credit and Debit Cards
• 24/7/365 Free Home Banking, Mobile App, Mobile Deposit and Online Bill Pay
• And much more!

Why Join SPCO Credit Union
When you open a savings account at SPCO Credit Union, you become a member-owner. Our goal is to provide affordable financial products and services with the highest level of personal service. Credit Unions are different from other financial institutions because of our not-for-profit, democratic structure. Our profits are returned to our members in the form of lower rates on loans, lower fees and more free and low-cost services. As a member-owner, you have a say in the operations of your credit union by voting to elect our volunteer board of directors.

Membership is available to ALL who live, work, attend classes, or gather regularly within 10 miles of any SPCO Credit Union location. Members of your immediate family or household are also eligible to join. And once a member – you are always a member of SPCO Credit Union, regardless of where you live or work.

Credit Union Benefits
• Accounts are insured up to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
• Full line of free or discounted financial products and services.
• Dependable, friendly, personalized service.
• Locally owned and operated.

Mission Statement
To be the TRUSTED PARTNER in each member’s financial life.

Have questions?
We have answers.