Welcome to SPCO


at SPCO Credit Union – where you belong!

It takes just $25 to open a savings account and establish your membership, which gives you access to all of our affordable solutions.

Get Up to $125* When You Join SPCO Credit Union!

  • Get $25* when you join SPCO by opening a regular savings account.
  • Get $100* when you open a checking account with direct deposit.
  • Earn even more once you join and refer your family, friends and coworkers to also join SPCO Credit Union. There’s no limit to how much you can earn!

Services Available
• Savings
• Free Checking
• CDs & IRAs
• Auto, Home and Personal Loans
• Credit and Debit Cards
• 24/7/365 Free Home Banking, Mobile App, Mobile Deposit and Online Bill Pay
• And much more!

Why Join SPCO Credit Union
When you open a savings account at SPCO Credit Union, you become a member-owner. Our goal is to provide affordable financial products and services with the highest level of personal service. Credit Unions are different from other financial institutions because of our not-for-profit, democratic structure. Our profits are returned to our members in the form of lower rates on loans, lower fees and more free and low-cost services. As a member-owner, you have a say in the operations of your credit union by voting to elect our volunteer board of directors.

Membership is available to ALL who live, work, attend classes, or gather regularly within 10 miles of any SPCO Credit Union location. Members of your immediate family or household are also eligible to join. And once a member – you are always a member of SPCO Credit Union, regardless of where you live or work.

Credit Union Benefits
• Accounts are insured up to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
• Full line of free or discounted financial products and services.
• Dependable, friendly, personalized service.
• Locally owned and operated.

Mission Statement
To be the TRUSTED PARTNER in each member’s financial life.

*To qualify for up to $125 cash back, you must establish membership by opening a savings account with a $25 opening deposit and: 1) Get a $25 matching deposit when you open a regular savings account; 2) Get $100 for opening open a checking account with direct deposit. Regular membership requirements and minimum opening balances apply. Membership is available to ALL who live, work, attend classes, or worship within 10 miles of any SPCO CU location. Normal credit criteria apply for all loans. All loan rates, terms, and amounts are based on creditworthiness and are subject to approval. Once all the criteria of the offer have been met, your reward will be automatically deposited into your SPCO account. You must be a member in good standing to receive up to $125 cash back. This offer is ongoing but may be discontinued at any time for any reason.

Have questions?
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