Get 0% APR for 6 Months

Excited lady holding credit card

Stop paying a high interest rate on other cards and start saving at SPCO Credit Union! It’s that simple. New SPCO Mastercards® issued now through September 30th will enjoy 0% APR* on all purchases for the first 6 months! SPCO Cards Boast: No Annual Fees Generous Credit Limits 25-Day Grace Period No Balance Transfer Fees 24/7 Card Access at … Read More

Fun in the Sun with Mastercard®

fun in the sun with mastercard promo

No matter where you go, travel with the SPCO Mastercard®. Planning a summer staycation or heading out of town? Get outstanding purchasing power for all your summer plans. The SPCO Mastercard® offers: Rates as low as 10.90%* No annual fee Generous credit limits 25-day grace period* Emergency card replacement Online access at START SAVING IMMEDIATELY WITH NO BALANCE TRANSFER … Read More

Be a Credit Union Saver and Your Savings Will Never Go Extinct

April is National Credit Union Youth Month! The last 12 months have demonstrated the importance of establishing a saving habit early to lay a strong financial foundation. Young people face a confusing financial future and that’s why we believe it’s important to help our youth develop strong financial skills. As a not-for-profit financial cooperative, we want to help instill the … Read More

Annual Meeting Announcement

All members are invited to attend the SPCO Credit Union Annual Meeting. Come out, get involved, be informed, and exercise your right to vote! Annual Meeting May 25, 2021* Doors open at 5:30 p.m. 12755 N. Houston-Rosslyn Rd Houston, TX 77086 *This in-person meeting may change to a virtual meeting depending on current COVID numbers. Please watch our website for … Read More

Take Advantage of Record-Low Mortgage Rates

Fannie Mae predicts average rates for a 30-year fixed loan will remain at 2.8% through 2021 and only rise to 2.9% for 2022.* That’s incredible! This bodes well for home buyers and homeowners interested in refinancing. Low Rates – Expanded Buying Power Lower Payments – Big Savings SPCO Credit Union partners with Member Home Loan to provide turn-key mortgage programs. … Read More

Is Your Auto Loan Rate Too High?

You’ve purchased the ride of your dreams – but now you’re paying for it in a big way. Luckily, you can refinance your auto loan with SPCO for a great rate and lower payment! Refinance and get a rate as low as 2.75% APR* Flexible repayment terms No prepayment penalties Affordable GAP and extended warranties available Bring down your payment, … Read More

Holiday Helper Loan

Holiday Helper Loan Promotion

Reduce your holiday stress and avoid high-interest rate credit cards with a Holiday Helper Loan. It’s the simple way to ease spending, finance a larger purchase, or help you stick to a holiday budget. Rates start as low as 9.50% APR1 Apply Today 1APR=Annual Percentage Rate. Rates are based on creditworthiness and are subject to change without notice. Loan rates … Read More

Get up to $500 Cash Back

New, Used and Refinanced Auto Promotion

Cash back is always a good thing but especially this year. If you are looking for a new or used vehicle or you want to refinance your current ride to save money, SPCO is ready to help! New, Used, and Refinanced Autos Up to $500 Cash Back1 90 days no payments2 Rates starting as low as 3.50% APR3 1Member must … Read More

Get Some Wiggle Room

Get Some Wiggle Room

We understand it’s been a tough year with unique challenges for everyone. If you could use a little extra wiggle room in your budget this summer, sign up for summer skip-a-pay. Get the relief you need and free up money to cover other bills or expenses. Skip-a-Pay | Skip the Worry! *$25 fee per loan. Subject to approval. Delinquent, Mortgage … Read More

Better Days are Ahead

Better Days Are Ahead Used Auto Loans

We’re all looking for ways to save money. Start by refinancing your vehicle with SPCO Credit Union. When you refinance your auto from another lender, you’ll get: $100 Cash Back1 90 days no payments2 Rates starting as low as 3.50% APR3 Apply Today 1Member must mention this promotion when applying for or closing their vehicle loan to be eligible to … Read More