SHARED BRANCHES


Co-Op Shared Branch

In addition to our existing SPCO location, now you can access your SPCO accounts from dozens of additional locations all over Houston and thousands of locations nationwide. We’ve partnered with CO-OP Shared Branch so you have easy access to your accounts, wherever you go!

Shared branching is a nationwide network of over 5,000 credit union locations. This cooperative network will allow you to access your SPCO accounts from another credit union’s location when you’re on-the-go.

To Locate a Shared Branch Location Near You

Please note that SPCO does not participate in the CO-OP ATM network, so you will need to limit your search to Shared Branch locations. Additionally, SPCO does not participate in the 7-11 Shared Branch locations.

Remember, every Shared Branch location is different, so it’s a good idea to call ahead before you visit to ensure you’ll be able to complete the transactions you need.



Frequently Asked Shared Branching Questions
You can complete transactions for your regular savings accounts, checking accounts and loan accounts at Shared Branch locations.
Other Important Information:
  • If you have a password on your account, the Shared Branch will not have access to that information and therefore will not ask for you to provide it.
  • If you have any alerts on your account such as Update Address, See Collections or Garnishments, you will not be able to do any transactions at the Shared Branches until those have been taken care of with us.
  • Certain transactions at Shared Branch locations may require a thumbprint.
  • Transactions made after 7 p.m. will be posted on the next business day.
  • No third party check will be accepted.
  • If you write a check from your SPCO Credit Union checking account, the recipient can only cash the check at a Shared Branch location if they are a member of a credit union that participates in Shared Branching.

Have questions?
We have answers.