CAR BUYING


Member Auto Center

SPCO Credit Union partners with Member Auto Center so it’s easy to locate and buy your next vehicle. With this robust car-buying site, you can:

  • Search for new and used vehicles. You can search by make, model, price range, and location.
  • Locate a reputable dealer in your area.
  • Sell your car via Give-Me-The-VIN.
  • Get pre-approved for your auto loan with SPCO Credit Union.
  • Research vehicle values and find car buying advice.
  • Learn about dealer coupons and incentives.

Start your search today.


Avoid the Dealership Upsell

Before you visit the dealership, let us provide a price for an extended warranty and GAP protection so you can compare apples-to-apples. In most cases, we can save you money!

GUARANTEED AUTO PROTECTION (GAP)

GAP covers the difference between the actual cash value of your vehicle and the balance still owed on the loan if the vehicle is totaled or stolen. It pays off any remaining loan balance so you can start fresh with a new vehicle rather than being upside down on your next loan. If your down payment is less than 20%, you may owe more than your car is actually worth, so GAP may be important. At SPCO, we can help you determine what works best.

SPCO GAP = $495

EXTENDED WARRANTY

An Extended Warranty helps defray some of your out-of-pocket maintenance expenses when your vehicle is outside the manufacturer’s warranty period. Manufacturer warranties vary in length and scope but an extended warranty provides additional coverage, typically for about five years, after your initial warranty has ended. These provide peace of mind and help you control your monthly expenses. An SPCO Extended Warranty price depends on the vehicle age, make and model and the term of the warranty selected. Contact us so we can provide a firm price.


Free AskAuto™ App

Find the perfect car and perfect loan with the new AskAuto app for your smartphone or tablet. Whether you’re buying a vehicle now or in the future, we’ve got a powerful new shopping tool that can help make your shopping experience easier.

  • App store link for SPCO iOS app
  • Google Play store link for SPCO Android app

Download the AskAuto app before you hit the dealership and you can:

  • Scan VINs to get average retail cost and EPA mileage estimates on cars you like.
  • Compare, rank and save notes on vehicles you want to buy.
  • Learn which loans might be best for you.
  • Apply for a loan anytime, anywhere using your smartphone or mobile device. Just scan your driver’s license and the AskAuto app pre-fills the loan application with your personal and vehicle, which saves you time and keystrokes.

Want to take AskAuto for a test drive? Download your free app today! Be sure to select SPCO Credit Union on the app’s startup screen.

Have questions?
We have answers.