Put a Little Away Each Payday for a Happy Holiday!

Save money with Christmas Club

Putting away a little money into a Christmas Club Account* each payday alleviates the financial burden of the holiday season. Christmas Clubs can be opened any time of the year. Benefits: Just $5 to open and deposits can be made by cash, direct deposit or payroll deduction. Dividend Period: Dividends will be compounded and credited to the account quarterly. Minimum … Read More

Take a Check Selfie!

Remote Deposit your Checks

Making a deposit into your SPCO account is like taking a check selfie! Save yourself time by making your check deposits using Remote Deposit. Remote Deposit is FREE and available to qualified members via your Mobile App for iPhone and Android devices. Plus it’s as easy to use as your mobile phone camera. Easy and Secure – take a check … Read More

Enjoy the Open Road with Cashback

Get up to $500 Cash Back

Enjoy the open road AND cash back when you finance your auto at SPCO. If you are looking to finance a new or used auto this spring or you have an auto financed elsewhere, there is no better time to move it to SPCO Credit Union! Not only do we offer great low rates with flexible repayment terms, we’re offering … Read More

Save Money Today. Do More Tomorrow.

save money today do more tomorrow

SPCO offers two types of Individual Retirement Accounts that can help you save for your future. WHAT THEY HAVE IN COMMON CONTRIBUTION LIMITS $5,500 age 49 and under $6,500 age 50 and older CONTRIBUTION DEADLINE Tuesday, April 17, 2018 (for the 2017 tax year) MINIMUM INVESTMENTS No minimum to open an SPCO IRA FEES No setup, maintenance or transaction fees … Read More

Zero, Zilch, Zip, Nada on Balance Transfers

zero percent credit card

GET OUTSTANDING PURCHASING POWER WITH AN SPCO MASTERCARD® No balance transfer fee No annual fee Competitive interest rates starting as low as 10.90% – 12.90% APR1 Generous credit limits 25-day grace period3 Cash advances from ATMs worldwide Low minimum payment No over-the-limit fees Emergency card replacement TRANSFERRING A BALANCE IS EASY! Access your SPCO MasterCard® account online at www.GoToMyCard.com to … Read More

Extra Jingle Holiday Skip-a-Pay

If you need a little extra jingle in your pocket, SPCO can help. Take advantage of our Skip-A-Pay* program and put a little extra cheer in your holiday. Skipping a payment has never been easier! *$25 fee per loan. Subject to approval. Eligible loans must have 6 consecutive payments posted to the account and all SPCO loans must be current … Read More

Crack Open the Holidays Personal Loan

Extra cash can always come in handy at this time of year so crack open the holidays with a personal loan from SPCO! Use the cash for shopping, holiday travel, to wrap up year-end expenses or to treat yourself! You deserve it! 1APR=Annual Percentage Rate. Rates are based on creditworthiness and are subject to change without notice. Loan rates and … Read More

1% Rebate Auto Loans

Finance a new or used vehicle or refinance your auto loan from another financial institution at SPCO and get: 1APR=Annual Percentage Rate. Rates are based on creditworthiness and are subject to change without notice. Loan rates and terms are accurate as of 10/01/2017. The as low as 2.75% APR includes applicable discounts for various SPCO products and services. A fixed … Read More