Breeze Through the Dog Days of Summer with Skip-a-Pay

Skip your payment this summer

Get through the dog days of summer with a little help from your friends at SPCO Credit Union. Skip your loan payment(s)* this summer and enjoy some extra cash to use for a summer vacation, kid’s camp, home projects or even a new BBQ pit. You pick the month of the payment you’d like to skip and SPCO will handle … Read More

Rates that Rise Above

Our Rates Rise Above

Earn higher returns on your money with a low-risk CD at SPCO. Choose the term length that works for you—whether it’s months or years—and watch your money rise above! With a CD, you can earn higher returns than you will on a traditional savings or checking account. Even better, as a credit union, SPCO is able to offer higher annual … Read More

Credit Cards Don’t Have to be Complicated

Credit Cards don't have to be complicated

Sometimes it’s best to keep things simple and uncomplicated and that’s exactly what you get with an SPCO MasterCard®. You’ll enjoy outstanding purchasing power for everyday needs – a new computer, shopping, travel and more – all at very affordable rates and no fees. Rates from 90% – 12.90% APR1 Generous credit limits 25-day grace period2 No annual fee No … Read More

Put a Little Away Each Payday for a Happy Holiday!

Save money with Christmas Club

Putting away a little money into a Christmas Club Account* each payday alleviates the financial burden of the holiday season. Christmas Clubs can be opened any time of the year. Benefits: Just $5 to open and deposits can be made by cash, direct deposit or payroll deduction. Dividend Period: Dividends will be compounded and credited to the account quarterly. Minimum … Read More

Take a Check Selfie!

Remote Deposit your Checks

Making a deposit into your SPCO account is like taking a check selfie! Save yourself time by making your check deposits using Remote Deposit. Remote Deposit is FREE and available to qualified members via your Mobile App for iPhone and Android devices. Plus it’s as easy to use as your mobile phone camera. Easy and Secure – take a check … Read More

Enjoy the Open Road with Cashback

Get up to $500 Cash Back

Enjoy the open road AND cash back when you finance your auto at SPCO. If you are looking to finance a new or used auto this spring or you have an auto financed elsewhere, there is no better time to move it to SPCO Credit Union! Not only do we offer great low rates with flexible repayment terms, we’re offering … Read More

Save Money Today. Do More Tomorrow.

save money today do more tomorrow

SPCO offers two types of Individual Retirement Accounts that can help you save for your future. WHAT THEY HAVE IN COMMON CONTRIBUTION LIMITS $5,500 age 49 and under $6,500 age 50 and older CONTRIBUTION DEADLINE Tuesday, April 17, 2018 (for the 2017 tax year) MINIMUM INVESTMENTS No minimum to open an SPCO IRA FEES No setup, maintenance or transaction fees … Read More

Zero, Zilch, Zip, Nada on Balance Transfers

zero percent credit card

GET OUTSTANDING PURCHASING POWER WITH AN SPCO MASTERCARD® No balance transfer fee No annual fee Competitive interest rates starting as low as 10.90% – 12.90% APR1 Generous credit limits 25-day grace period3 Cash advances from ATMs worldwide Low minimum payment No over-the-limit fees Emergency card replacement TRANSFERRING A BALANCE IS EASY! Access your SPCO MasterCard® account online at www.GoToMyCard.com to … Read More

Extra Jingle Holiday Skip-a-Pay

If you need a little extra jingle in your pocket, SPCO can help. Take advantage of our Skip-A-Pay* program and put a little extra cheer in your holiday. Skipping a payment has never been easier! *$25 fee per loan. Subject to approval. Eligible loans must have 6 consecutive payments posted to the account and all SPCO loans must be current … Read More

Crack Open the Holidays Personal Loan

Extra cash can always come in handy at this time of year so crack open the holidays with a personal loan from SPCO! Use the cash for shopping, holiday travel, to wrap up year-end expenses or to treat yourself! You deserve it! 1APR=Annual Percentage Rate. Rates are based on creditworthiness and are subject to change without notice. Loan rates and … Read More