SAVINGS RATES
Current Savings Rates
Annual Percentage Yield is accurate as of April 18, 2019. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividends Paid | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance. |
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| Savings Account | |||||
| $25.00 - $4,999.99 | $25.00 | $25.00 | Quarterly | 0.10% | 0.10% |
| $5,000.00 - $24,999.99 | $25.00 | $25.00 | Quarterly | 0.25% | 0.25% |
| Greater than $25,000.00 | $25.00 | $25.00 | Quarterly | 0.40% | 0.40% |
| Christmas Club Accounts | - | - | Quarterly | 0.25% | 0.25% |
| On Track Checking Accounts | - | - | Monthly | 0.10% | 0.10% |
| IRA | - | - | Quarterly | 0.70% | 0.70% |
| Certificate of Deposit Accounts $1,000.00 - $49,999.00 |
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| 6 Months | $1,000.00 | $1,000.00 | Monthly | 0.25% | 0.25% |
| 1 Year | - | - | Monthly | 0.30% | 0.30% |
| 2 Year | - | - | Monthly | 0.45% | 0.45% |
| 3 Year | - | - | Monthly | 0.70% | 0.70% |
| 4 Year | - | - | Monthly | 0.85% | 0.85% |
| 5 Year | - | - | Monthly | 0.95% | 0.95% |
| Certificate of Deposit Accounts Minimum of $50,000.00 |
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| 6 Months | $50,000.00 | $50,000.00 | Monthly | 0.30% | 0.30% |
| 1 Year | - | - | Monthly | 0.35% | 0.35% |
| 2 Year | - | - | Monthly | 0.62% | 0.62% |
| 3 Year | - | - | Monthly | 0.77% | 0.77% |
| 4 Year | - | - | Monthly | 0.91% | 0.91% |
| 5 Year | - | - | Monthly | 1.12% | 1.13% |
| For additional information regarding the above accounts, please refer to the Fee Schedule. *$1,000.00 Minimum and Dividends Paid Monthly on all Term Share Accounts. Rates current as of February, 2, 2021. |
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