SAVINGS RATES
Current Savings Rates
Annual Percentage Yield is accurate as of March 31, 2023. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividends Paid | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance. |
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| Savings Account | |||||
| $25.00 - $4,999.99 | $25.00 | $25.00 | Quarterly | 0.10% | 0.10% |
| $5,000.00 - $24,999.99 | $25.00 | $25.00 | Quarterly | 0.25% | 0.25% |
| Greater than $25,000.00 | $25.00 | $25.00 | Quarterly | 0.40% | 0.40% |
| Christmas Club Accounts | - | - | Quarterly | 0.25% | 0.25% |
| On Track Checking Accounts | - | - | Monthly | 0.10% | 0.10% |
| IRA | - | - | Quarterly | 2.00% | 2.02% |
| Certificate of Deposit Accounts $1,000.00 - $49,999.00 |
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| 6 Months | $1,000.00 | $1,000.00 | Monthly | 3.25% | 3.30% |
| 1 Year | - | - | Monthly | 3.75% | 3.82% |
| 2 Year | - | - | Monthly | 4.10% | 4.18% |
| 3 Year | - | - | Monthly | 4.00% | 4.07% |
| 4 Year | - | - | Monthly | 3.75% | 3.82% |
| 5 Year | - | - | Monthly | 3.26% | 3.31% |
| Certificate of Deposit Accounts Minimum of $50,000.00 |
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| 6 Months | $50,000.00 | $50,000.00 | Monthly | 3.50% | 3.56% |
| 1 Year | - | - | Monthly | 3.95% | 4.02% |
| 2 Year | - | - | Monthly | 4.25% | 4.33% |
| 3 Year | - | - | Monthly | 4.10% | 4.18% |
| 4 Year | - | - | Monthly | 3.95% | 4.02% |
| 5 Year | - | - | Monthly | 3.36% | 3.41% |
| For additional information regarding the above accounts, please refer to the Fee Schedule. *$1,000.00 Minimum and Dividends Paid Monthly on all Term Share Accounts. Rates current as of March 31, 2023. |
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