¹Up to $500 cash incentive equal to one percent (1%) of the vehicle loan balance financed at SPCOCU. 1% of a $30,000 loan amount is $300. The cash back bonus will be deposited into the member’s SPCO savings account at loan closing. Your account must be in good standing to qualify. Maximum no payments for 90 days available to qualifying members. ²To qualify for the $100 deposit, you must be an SPCO member in good standing and open a Better Than Free Checking account with free eStatements and Direct Deposit required. Existing Checking Accounts are not eligible to receive the $100 incentive. Cash back is subject to all applicable taxes and is your responsibility. Must present proof of the email to redeem these offers. These offers expire on April 30, 2024.