Share the benefits of SPCO Credit Union membership and get $50*!

Just complete the online form to refer your friends, family, and co-workers. When your referral opens an SPCO Savings or Checking account with Direct Deposit, or gets a loan of $2,500 or more, you both get $50*! Refer as many people as you like as there is no limit to how much you can earn. No need to worry, we won’t use any of the email addresses you provide for any other purpose.

Refer your friends and family today!
Start now by providing your name and email address (so we know who gets the reward).

Refer friends & family!

Provide your name, email and phone number, so we know who to credit the referral incentive to.


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Qualification Process for the Referral/Referee Incentive

*To qualify for the $50 incentive, the person you refer must establish an active SPCO savings or checking account with direct deposit service or acquire a new loan from SPCO with a minimum loan amount of $2,500 during the promotional period. The newly referred individual must not currently be a member of SPCO Credit Union. Regular membership requirements and minimum opening balances apply for all new members. Membership is available to ALL who live, work, attend classes, or worship within 10 miles of any SPCO CU location. Normal credit criteria apply for all loans. All loan rates, terms, and amounts are based on creditworthiness and are subject to approval. Once all the criteria of the offer have been met, your reward will be automatically deposited into your SPCO account. You must be a member in good standing to receive the $50 reward. There is no limit to the number of new members or new loans any current member can refer. This offer is ongoing but may be discontinued at any time for any reason.