REFER FRIENDS
& FAMILY!


Share More. Earn More.

Refer Family and Friends to SPCO by December 31st and get a chance to win $5001

Share the benefits of credit union membership by referring your family, friends, and coworkers to SPCO.

As always, when your referral opens an SPCO Savings or Checking account with Direct Deposit, or gets a loan of $2,500 or more, you both get $50!*

FOR A LIMITED TIME

Earn an entry into a drawing for $500 cash1 for each new member you refer!

Refer as many people as you like because there is no limit to how much you can earn.

Just complete the online form to refer your friends, family, and co-workers. No need to worry, we won’t use any of the email addresses you provide for any other purpose.

Refer your friends and family today!

Start now by providing your name and email address (so we know who gets the reward).



Refer friends & family!


Provide your name, email and phone number, so we know who to credit the referral incentive to.

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Qualification Process for the Referral/Referee Incentive

*To qualify for the $50 incentive, the person you refer must establish an active SPCO savings or checking account with direct deposit service or acquire a new loan from SPCO with a minimum loan amount of $2,500 during the promotional period. The newly referred individual must not currently be a member of SPCO Credit Union. Regular membership requirements and minimum opening balances apply to all new members. Membership is available to ALL who live, work, attend classes, or worship within 10 miles of any SPCO CU location. Normal credit criteria apply for all loans. All loan rates, terms, and amounts are based on creditworthiness and are subject to approval. Once all the criteria of the offer have been met, your reward will be automatically deposited into your SPCO account. You must be a member in good standing to receive the $50 reward. There is no limit to the number of new members or new loans any current member can refer.

1No purchase is necessary to enter and win. Odds of winning depend on the number of entries received. To automatically enter the drawing, refer your family, friends, and coworkers at www.referspco.org before December 31, 2022. Drawing will be conducted in January 2023 and the winner will be notified individually. Persons may also enter the drawing by submitting a handwritten form without purchase or obligation. Mail a 3×5 card with a name, address, and contact information to SPCO, Attn: Marketing, 12755 N. Houston-Rosslyn Rd Houston, TX 77086. Entries must be received no later than 12 pm CST on December 31, 2022. You must be current on your SPCO accounts to qualify. Bonus is considered interest and may be reported to IRS Form 1099-INT. Please consult your tax advisor on any legal, tax, or financial issues related to your bonus or personal matters. Offer ends on December 31, 2022.